Banking On Faith

By HELENA BACHMANNOn the ninth floor of the Seef Tower in Manama, the small, opulent capital of Bahrain, the Noriba Bank offers its well-heeled clientele a wide range of financial services, from portfolio management to leasing. From its offices you can see the city's famous Al Fateh mosque. The proximity is significant, because even though Noriba, which opened in September, is wholly owned by Switzerland's largest bank, UBS Group, it is the only Western bank in the Gulf that insists that all of its services adhere to the strict letter of Islamic law, known as Shari'a.Compliance is neither easy nor cheap. The law, which derives from the Koran, covers all areas of Islamic life, including management of financial affairs. Pious Muslims are not...

Read more »

Islamic Banking in Britain

An article by Helena ChristofiLondon is the leading Islamic banking center in the West. Islamist clerics with terrorist connections and a mission to Islamize Europe are infiltrating the United Kingdom through its banking system, and British officials are encouraging them. HSBC, Lloyds TSB, and Citigroup have opened Islamic banking units and branches throughout England. In 2005 the first stand-alone British Islamic bank, Islamic Bank of Britain, opened its doors. Middle Eastern Islamic banks have also set up shop in the UK.Islamic banks are managed according to shari’a law, the defining principle being the prohibition of interest in all monetary transactions as commanded in the Qur’an. The other defining feature of Islamic banks is their operation...

Read more »

New Islamic Bank (Syariah Bank) in Indonesia

There are several new Islamic Bank (Islamic Banking Unit) in Indonesia:1. BPD Jawa Timur Syariah2. PT Bank Ekspor Indonesia Syariah3. Bank Lippo Syariah4. Bank Tabungan Pensiunan Nasional Syariah5. BPD Jawa Tengah SyariahOther Islamic Banking Unit:1. Bank IFI Syariah2. Bank Negara Indonesia Syariah3. BPD Jabar Syariah4. Bank Rakyat Indonesia Syariah5. Bank Danamon Syariah6. Bank Bukopin Syariah7. Bank Internasional Indonesia Syariah8. Hongkong and Shanghai Banking Corporation Amanah9. BPD DKI Syariah10. BPD Riau Syariah11. BPD Kalimantan Selatan Syariah12. Bank Niaga Syariah13. BPD Sumatera Utara Syariah14. BPD Aceh Syariah15. Bank Permata Syariah16. Bank Tabungan Negara Syariah17. BPD Nusa Tenggara Syariah18. BPD Kalimantan Barat Syariah19....

Read more »

JARINGAN KANTOR BANK SYARIAH DI INDONESIA - INDONESIA SHARIAH BANK NETWORK

Sudah tahu jumlah kantor bank syariah saat ini?Do you know shariah bank netwrok in Indonesia?Per Maret 2008 sudah terdapat (Per March 2008, there are) :1- 3 Bank Umum Syariah (Islamic Commercial Banks)2- 23 Unit Usaha Syariah (Islamic Banking Unit)3- 107 Bank Perkreditan Rakyat Syariah (Islamic Rural Banks)Jumlah jaringan bank saat ini (Total network) :148 Kantor Pusat (Head Office)230 Kantor Cabang (Branch Office)120 Kantor Cabang Pembantu (Sub Branch Unit)25 Unit Pelayanan Syariah (Syariah Service Unit)203 Kantor Kas, tidak termasuk Gera (Cash Office, not include Office Channelin...

Read more »

Investasi Terikat - Mudharabah Muqayyadah

Investasi Terikat atau Mudharabah Muqayyadah adalah suatu produk dengan karakteristik sebagai berikut:a. Investor (shahibul maal) menginvestasikan dananya kepada Bank disertai dengan pernyataan bahwa investasi tersebut dijaminkan kepada Bank atas pembiayaan yang diberikan oleh Bank kepada Pelaksana Usaha tertentu.b. Atas investasi tersebut, Investor memperoleh return dari pembiayaan yang diberikan oleh Bank kepada Pelaksana Usaha tertentu tersebut.c. Investasi Terikat bisa dibukukan secara on balance sheet atau off balance she...

Read more »

Persiapan investasi ramadhan

Gak terasa, ramadhan sebentar lagi tiba...Sudah siap fisik? ruhani? investasi?Lho.. kenapa harus mempersiapkan investasi?Gini..., kita sudah capek-capek puasa, menahan diri...dari makanan haram dan yang halal (pada siang hari)dari pandangan yang haram...dari ucapan yang tidak baik...dari perilaku yang tidak baik...Tapi sudahkah kita menahan diri dari menerima hasil investasi yang tidak halal atau tidak jelas?Saya menyarankan agar kita bisa memasuki Ramadhan kali ini dengan bersih baik, fisik, ruh dan juga harta. Segera pindahkan investasi anda ke sektor yang sudah jelas halal seperti bank syariah, saham syariah, reksa dana syariah, dan lain-lain.Ada seorang ustad yang bilang begini: "Setiap bulan Ramadhan orang berlomba meraih pahala, tapi...

Read more »

LULUS....!!!

alhamdulillaah... akhirnya lulus juga...

Read more »

Besok Sidang

Alhamdulillaah...akhirnya sidang tesis juga...Mohon doa... besok jam 9.30 WIB.Btw, betenya... baru dikabari hari ini...Tapi, saya sudah siaaap...

Read more »